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We have certainly dealt with our fair share of rain this summer. Long range forecasts predict continued bad weather on top of the torrential rains we have experienced. Frees Insurance wants to make you aware of a potential gap in coverage on your home insurance policy. While your policy provides protection for water damage from a broken pipe, you may not currently have any coverage for the backup of sewer, drain, or failure of a
This Monday commemorates Labor Day. The day is dedicated to more than just the unofficial end of summer, the official start of the school year, or the final gasp before election commercial start. The day is dedicated to the celebration of the labor movement here in America and honors the social and economic achievements of all American workers. It is to recognize the contributions made to enhance the strength, prosperity, and well-being of this great
In boating, there is a term called the rogue wave. This is a huge destructive wave that comes out of nowhere with disastrous effects. Death can do the same thing. As we all know, death comes too soon. We all die too soon. It was Franklin that said “Only two things are certain; Death and taxes.” It is just as important to be prepared for both. Accountants, tax preparers, and financial consultants spend time trying
There is a huge difference between insurance and a warranty. Insurance pays, typically, for things that occur suddenly and accidentally” AND they are NOT maintenance issues. So, when you hot water heater fails and the water runs all over your basement, the insurance pays to clean up the mess. It does not pay to replace the water heater. The same goes if you need a new roof or you need to paint your house. Insurance
We are in the heat of the summer and everyone knows what that means. Vacation! We’ve been waiting since this time last year to finally take some (hopefully) uninterrupted time out of the office. We get asked on a regular basis about rental car insurance on vacation. To buy the “expensive” rental coverage through the company or not? As long as you are within the US, Canada and their possessions, your policy would extend the
Searching for the right gift for your husband this Father’s Day? Forget the expensive silk tie, do-it-all DIY tool or the latest high-tech electronics and get the father in your life something he really needs: additional life insurance. Perhaps your husband, like most men, carries some life insurance. A study showed that about 74% of husbands have life insurance coverage (LIMRA Person-Level Trends in U.S. Life Insurance Ownership, 2011) with most men under 55 more
