Liability coverage protects you for any injury or property damage you or a household family member has unintentionally caused. This covers you worldwide and is not limited to just at your residence. For example, you accidentally trip someone while walking down the sidewalk.
This is a very important coverage for asset protection. Additional liability protection can be purchased with an umbrella policy.
This is a goodwill offering that helps pay any medical bills for injuries you or a family member has caused to someone.
In the event you can no longer live in your apartment due to a claim, this coverage pays to put you in similar housing and for any other additional living expenses incurred.
There are often policy limitations for valuable items such as jewelry. If you have any items of value, they can be insured on their own.
We can help you decide what
coverages best fit your needs.