Frees Advice

Learn about all things insurance
as well as local news and events.

Spring Forward with Daylight Saving Time

Daylight Saving Time begins this Sunday, March 10th at 2AM. Be sure to set all your clocks forward one hour! Why Daylight Saving Time? According to the New York Times, “the reason the United States and many other countries, mostly in the West, shift to daylight saving time is contentious and confusing, and some of the more popular explanations are not grounded in reality. (It isn’t for farmers, as you may have learned in school.) The

Read More »

Preventing Frozen Pipes

Frozen pipes can present an invisible threat – one that you might not recognize until the weather starts to warm. By then, the water damage can be significant and costly. Fortunately, keeping your home warmer, at a consistent temperature, and better insulated can help protect your pipes from freezing this winter. Which Pipes Are Most at Risk? Pipes that are most exposed to the elements, including those outdoors and along the exterior walls of your home,

Read More »

Cyber Monday & Online Safety

I remember a time when things were simpler. Phishing was what you did with your dad and granddad and, if you were lucky, it meant you had a delicious dinner that evening. No? Phishing is when nefarious people pretend to be legitimate business and cheat people. The use of what appear to be real emails from real companies bombard us all. The allure of these electronic communications are designed to catch us off guard and

Read More »

Claims Payment Process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here’s what you need to know about claims payments.   The initial payment isn’t final In most instances, an adjuster will inspect the damage to your home and offer you a certain sum of money

Read More »

Space Heater Safety

Portable electric space heaters can be a convenient source of supplemental heat for your home in cold weather. Unfortunately, they can pose significant fire and electric shock hazards if not used properly. Fire and electrical hazards can be caused by space heaters without adequate safety features, space heaters placed near combustibles, or space heaters that are improperly plugged in. Safety should always be a top consideration when using space heaters. Here are some tips for

Read More »

Election Day 2018

“When in the course of human events it becomes necessary for one people to dissolve the political bands which have connected them with another….” “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness….” For those of you who do not recognize this verbiage, they come from the opening lines

Read More »

Interested in getting a quote?