Frees Advice

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as well as local news and events.

Safety Features Don’t Always Mean Savings

“But they said it would save me money….” There are such fascinating technological changes occurring. Each day brings something new. I am old enough to remember when you actually had to wind up a window and if it was cold, you actually had to scrape the ice off your mirror. Now? The average American car is over $35,000. Why? Technology. Bumpers that used to cost $400 now cost $2,400 with all of the sensors and

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Back to School: Borrowing & Lending Cars

The new school year is quickly approaching and many students are leaving for their college dorms and apartments. If you are living at college, it’s important to know the implications of borrowing a friend’s car or lending your car to others. If your son or daughter is at college, be sure he/she is also aware of the associated risks of sharing cars. It is a common misconception that the insurance follows the driver; however, insurance

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The Trouble With Passwords…

I remember my best friend Butch’s home phone number from when I was eight. I remember my wedding anniversary and my children’s dates of birth. I cannot ever keep track of my passwords and user names. My solution? A password app on my phone. In fact, I make that app available to everyone in my office and in my family. In addition, we all use the same family passwords to access phones. Why? In insurance,

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Honesty & Responsibility

Honesty and responsibility. Why are these the topic of an insurance Blog? Mainly, because we see the circumstances that arise when people are not responsible, like when someone backs into your car and leaves the scene without leaving a note. We also see when people are not honest. This happens when people cause an accident, accept fault at the scene, and then change their story. Not to be too preachy, but we, as a society,

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Golf Carts, Jet Skis, and Scooters, Oh My!

Ah, summertime. Time to kick back and head to the beach. There are all sorts of temptations while on vacation; cold drinks, rare steaks, and all manner of transportation. It seems that wherever you go these days, you can rent almost anything; scooters, bikes, boats, and my new favorites… jet skis and golf carts. I am sure that most of you give little, if any, thought to the insurance implications of items like this, but

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Reporting an Auto Accident

What should you do if you get in a car accident? It’s not something that’s fun to think about, but it’s something most people will have to deal with during their lives at some point. It’s crucial to know what important information is needed, especially if it becomes a sticky situation. Whether you have been hit, hit someone else, or have been in some other type of accident, always remember these few things: If you

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