Frees Advice

Learn about all things insurance
as well as local news and events.

New Car Safety Features

Many new cars sold today can take preemptive action to help prevent crashes — hitting the brakes before a collision, steering around obstacles or alerting drivers to hazards in their blind spots. Those safety features — collectively known as advanced driver-assistance systems, or ADAS — reduce the risk of crashes. It might seem logical to assume that as a result, they’d reduce the cost of car insurance. But instead, these advanced safety features can actually drive premiums up. That’s

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Prevent Water Damage at Home

If the rubber hose on your washing machine fails, it can cause significant damage to your home. If that leak goes undetected in the basement or another room that you might not regularly visit, the accumulated water can cause potentially catastrophic damage, from moldy walls to warped floorboards. The smart technology in water sensor systems can help quickly alert homeowners of potential leaks and prevent the need for costly and time-consuming repairs. Water damage is

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Spring Home Maintenance

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees and branches and cleaning and inspecting home mechanical systems, such as heating and air conditioning equipment, can make spring a season of

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Rental Cars: Buy The Insurance?

This is one of our most common inquiries, but like with most questions in insurance, there is no simple answer. Renting a car on vacation can be one of the most confusing issues because of the exposures, rental contracts, and driving “territories.” The simplest answer is to buy the coverage. Not satisfied with that? Read on. Let’s start with the easiest question first. Do I need to buy coverage if I travel outside the United

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Roof & Siding Matching

This additional homeowners endorsement, available with Travelers and Hanover, can cover the cost of replacing undamaged siding when it can’t be matched. Contact us to add this important coverage to your homeowners policy.  

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