Blog – Frees Insurance

Insuring Valentine’s Gifts

Valentine’s Day is one of the most popular times to give fine jewelry — diamond necklaces, tennis bracelets, luxury watches, or even engagement rings. These gifts carry both financial and sentimental value, so it’s important to make sure they’re properly insured. Many people assume their homeowners or renters policy fully covers jewelry. In reality, most policies have low limits for theft. This is often around $1,500–$2,500 total, which may not come close to the value

February 12, 2026

What’s Your New Years Resolution?

Happy New Year! Many of us are thinking about our resolutions for the new year. As you think of your goals and aspirations, it’s important to consider your insurance and make sure it is ready for the upcoming year. Many of us set goals for our physical health; however, it’s important to also evaluate your financial health. A major part of this is revisiting your insurance and how it suits your needs. A lot can

January 6, 2023

What’s Driving Higher Auto Insurance Rates?

You may have noticed the cost of basic items at the grocery store are up quite a bit. I just looked back at the cost of eggs before the COVID pandemic. In 2019, I paid just 99 cents for a dozen eggs. That same pack of eggs is now $3.99. Unfortunately, the insurance industry is not immune to these increased prices either and we are seeing higher premiums for auto insurance. The chip shortage has

October 10, 2022

Fall Home Maintenance Tips

While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you. By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer. Following

September 13, 2022

Borrowing & Lending Cars

The school year is quickly approaching and many students are leaving for their college dorms and apartments. If you are living at college, it’s important to know the implications of borrowing a friend’s car or lending your car to others. If your child is off to college, be sure he/she is also aware of the associated risks of sharing cars. It is a common misconception that the insurance follows the driver; however, insurance actually follows

August 24, 2022

Rental Cars: Buy the Insurance?

It’s that time of year again… As people begin to travel again and plan their spring break trips, we always get the question about insurance for rental cars. This is one of our most common inquiries, but like with most questions in insurance, there is no simple answer. Renting a car on vacation can be one of the most confusing issues because of the exposures, rental contracts, and driving “territories.” The simplest answer is to

March 2, 2022

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