On-the-job injuries or resultant illnesses can be costly. Not having proper coverage against these expenses means you could be taking a big financial risk. You can cover the cost of medical expenses and disability payments with Workers’ Compensation insurance.
Workers’ Compensation insurance policies actually provide three types of protection. One covers the cost of medical expenses if employees are injured or exposed to illness-causing substances while on the job. The second protection is for lost wages when you cannot perform your job due to the work-related injury. The final coverage provides businesses with liability protection in case they are sued for damages arising from employment-related accidents or diseases.
Typically, Workers’ Compensation will pay for:
- Medical benefits for job-related injury or disease
- Disability income benefits, including compensation for lost wages
- Rehabilitation benefits to help an injured worker return to productive work
These are complicated and complex issues that should be discussed in person. We can be reached at 610-933-4950 to review these options with you directly.