Frees Advice

Roof & Siding Matching

Posted on March 19, 2019 by Taylor Payne

This additional homeowners endorsement, available with Travelers and Hanover, can cover the cost of replacing undamaged siding when it can’t be matched. Contact us to add this important coverage to your homeowners policy.


Spring Forward with Daylight Saving Time

Posted on March 4, 2019 by Taylor Payne

Daylight Saving Time begins this Sunday, March 10th at 2AM. Be sure to set all your clocks forward one hour!
Why Daylight Saving Time?
According to the New York Times, “the reason the United States and many other countries, mostly in the West, shift to daylight saving time is contentious and confusing, and some of the more popular explanations are not grounded in reality. (It…

Preventing Frozen Pipes

Posted on December 4, 2018 by Taylor Payne

Frozen pipes can present an invisible threat – one that you might not recognize until the weather starts to warm. By then, the water damage can be significant and costly. Fortunately, keeping your home warmer, at a consistent temperature, and better insulated can help protect your pipes from freezing this winter.
Which Pipes Are Most at Risk?
Pipes that are most exposed to the elements, including…

Cyber Monday & Online Safety

Posted on November 26, 2018 by Taylor Payne

I remember a time when things were simpler. Phishing was what you did with your dad and granddad and, if you were lucky, it meant you had a delicious dinner that evening. No? Phishing is when nefarious people pretend to be legitimate business and cheat people. The use of what appear to be real emails from real companies bombard us all. The allure of these…

Claims Payment Process

Posted on November 15, 2018 by Taylor Payne

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here’s what you need to know about claims payments.

The initial payment isn’t final
In most instances, an adjuster will inspect the…

Space Heater Safety

Posted on by Taylor Payne

Portable electric space heaters can be a convenient source of supplemental heat for your home in cold weather. Unfortunately, they can pose significant fire and electric shock hazards if not used properly. Fire and electrical hazards can be caused by space heaters without adequate safety features, space heaters placed near combustibles, or space heaters that are improperly plugged in.

Safety should always be a top…

Election Day 2018

Posted on November 5, 2018 by Taylor Payne

“When in the course of human events it becomes necessary for one people to dissolve the political bands which have connected them with another….” “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness….” For those of you who…

Fall Housekeeping

Posted on September 20, 2018 by Taylor Payne

School has started. That can only mean one thing. Winter is on its way. In preparation for the cold weather, we would like to suggest the following checklist to make sure that you and your house are ready for the change of seasons.

Monitor the falling leaves to make sure your gutters remain clear.
If you fertilize your lawn, doing so now will help…

Water My Coverage Options?

Posted on September 14, 2018 by Taylor Payne

We have certainly dealt with our fair share of rain this summer. Long range forecasts predict continued bad weather on top of the torrential rains we have experienced.  Frees Insurance wants to make you aware of a potential gap in coverage on your home insurance policy. While your policy provides protection for water damage from a broken pipe, you may not currently have any coverage…

Happy Labor Day!

Posted on August 31, 2018 by Taylor Payne

This Monday commemorates Labor Day. The day is dedicated to more than just the unofficial end of summer, the official start of the school year, or the final gasp before election commercial start. The day is dedicated to the celebration of the labor movement here in America and honors the social and economic achievements of all American workers. It is to recognize the contributions made…