Frees Advice

Honesty & Responsibility

Posted on July 25, 2019 by Taylor Payne

Honesty and responsibility. Why are these the topic of an insurance Blog? Mainly, because we see the circumstances that arise when people are not responsible, like when someone backs into your car and leaves the scene without leaving a note. We also see when people are not honest. This happens when people cause an accident, accept fault at the scene, and then change their story…

Golf Carts, Jet Skis, and Scooters, Oh My!

Posted on July 17, 2019 by Taylor Payne

Ah, summertime. Time to kick back and head to the beach. There are all sorts of temptations while on vacation; cold drinks, rare steaks, and all manner of transportation. It seems that wherever you go these days, you can rent almost anything; scooters, bikes, boats, and my new favorites… jet skis and golf carts. I am sure that most of you give little, if any…

Reporting an Auto Accident

Posted on July 9, 2019 by Taylor Payne

roadside assistance

What should you do if you get in a car accident? It’s not something that’s fun to think about, but it’s something most people will have to deal with during their lives at some point. It’s crucial to know what important information is needed, especially if it becomes a sticky situation. Whether you have been hit, hit someone else, or have…

New Car Safety Features

Posted on June 18, 2019 by Taylor Payne

Many new cars sold today can take preemptive action to help prevent crashes — hitting the brakes before a collision, steering around obstacles or alerting drivers to hazards in their blind spots.

Those safety features — collectively known as advanced driver-assistance systems, or ADAS — reduce the risk of crashes. It might seem logical to assume that as a result, they’d reduce the cost of car…

Sewer, Drain, and Sump Pump Back-up

Posted on May 16, 2019 by Taylor Payne

Click here to watch a short video about Sewer, Drain, and Sump Pump Back-up.

Contact us to make sure you’re covered in the event of a sewer, drain, or sump pump loss…

Prevent Water Damage at Home

Posted on May 6, 2019 by Taylor Payne

If the rubber hose on your washing machine fails, it can cause significant damage to your home. If that leak goes undetected in the basement or another room that you might not regularly visit, the accumulated water can cause potentially catastrophic damage, from moldy walls to warped floorboards. The smart technology in water sensor systems can help quickly alert homeowners of potential leaks and prevent…

Spring Home Maintenance

Posted on April 22, 2019 by Taylor Payne

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees and branches and cleaning and inspecting home mechanical systems, such…

Rental Cars: Buy The Insurance?

Posted on April 1, 2019 by Taylor Payne

This is one of our most common inquiries, but like with most questions in insurance, there is no simple answer. Renting a car on vacation can be one of the most confusing issues because of the exposures, rental contracts, and driving “territories.” The simplest answer is to buy the coverage. Not satisfied with that? Read on.

Let’s start with the easiest question first. Do…

Roof & Siding Matching

Posted on March 19, 2019 by Taylor Payne

This additional homeowners endorsement, available with Travelers and Hanover, can cover the cost of replacing undamaged siding when it can’t be matched. Contact us to add this important coverage to your homeowners policy.


Spring Forward with Daylight Saving Time

Posted on March 4, 2019 by Taylor Payne

Daylight Saving Time begins this Sunday, March 10th at 2AM. Be sure to set all your clocks forward one hour!
Why Daylight Saving Time?
According to the New York Times, “the reason the United States and many other countries, mostly in the West, shift to daylight saving time is contentious and confusing, and some of the more popular explanations are not grounded in reality. (It…