"It's not that life is so short, it is that you are dead for so long." Unknown

Tyler’s summer observation…

What is long term care? You’ve been hearing about it from your friends, your relatives, and your insurance agent. In the past few months, I have become quite familiar with long term care, having no prior knowledge of its existence. After my grandfather had a stroke, the importance of long term care became very clear and very important.

Long term care is a range of services and supports you may need to meet your personal care needs. Most long term care is not medical care, but rather assistance with basic personal tasks of everyday life, such as bathing, dressing and eating. It can also help provide assistance for taking medication, shopping for groceries and even caring for your pets. This care can be provided in the home, community, assisted living facilities or in nursing homes.

For my grandfather, long term care coverage has been a life saver. Unable to transfer on his own, his long term care pays for 24 hour assistance with everything from transferring, dressing and even doing the laundry.

Medicare only provides this coverage for 100 days. Most health insurance plans only coverage temporary, very short-term coverage. For these reasons, it is very important that you consider this additional coverage. Keep in mind, the earlier you purchase the coverage, the less expensive it is.

Phoenixville Federal is sponsoring a Long Term Care Seminar on 7/23/15 starting at 5:30. They can be reached at 610-935-8304 for details and whether there is still space for attendance.