Last week, I started to discuss traveling. Let’s move on to being there…
Once you arrive at your destination, it’s time to relax! But don’t let your guard down completely. After all, tourists often are targets for those looking to separate you from your money. We’re talking mainly about thieves, but don’t forget, you also lose money when you spend more than needed. Here are some ways to protect your wallet from criminals and other money traps:
•Don’t carry much cash. Most places accept credit cards, and those that don’t often have ATMs on site.
•If you carry a wallet, keep it in your front pocket. For a purse, hang it across your body. Both will make it more difficult for a thief.
•Staying at a hotel? Check to see if they have “resort fees.” More and more hotels are charging these, which often provide things that used to be included in your room rate (such as access to the fitness center). Some will waive it if you complain — and it can be worth complaining because the fee can be $10 – $25 each day.
•Eating out too much? If your hotel room has a refrigerator, you can easily purchase and store sandwich ingredients for a cheap lunch or dinner. Many people find it more economical to rent a condominium or house for their vacation and cook most of their own meals. I am a big fan of VRBO.com
•Think about travel insurance. Yes, this costs money up front. But if you have a long and expensive vacation planned, travel insurance can end up saving you a lot of money if something goes wrong and you need to come home early or even cancel your entire trip. Depending on the coverage you purchase, you could receive reimbursement for additional airfare, hotel charges and more.
Finally, remember that you’re on vacation to relax and escape everyday life. So when you get there, get out there! Meet some locals, do some things off the beaten path. In fact, the locals usually have the best recommendations. And you just might make some new friends, too!