College is expensive enough without the added cost of unexpected accidents or theft, not covered by your insurance policy. If you have a student heading away to school, below are a few tips to help you get the most out of your coverage.
•Liability Coverage: General damage to a dorm room or apartment is not usually covered.
•Car Stays Home: Keep your child listed on your auto policy if they will still drive your car while at home on school breaks.
•Discounts: A full-time student meeting certain academic requirements can qualify for a good student discount. Distant student discounts may also be available. Drivers under 21 who have completed driver’s education may also get a discount.